Full disclosure of all fees and costs generated on a file. If something extraordinary happens that would require cost sharing by the HOA, HOA Repay would make that clear and obtain approval before the costs are imposed.

Complimentary file review for complex files

We file Proof of Claims on behalf of the HOA with the Bankruptcy Court and monitor the homeowners' plan, whether it is a repayment or discharge. Advise HOA of collectability of pre-petition portion of debt and work with HOA accounting representative to correctly split accounting according to the details of the Bankruptcy.

Filing of Small Claims actions. We also arrange for personal service on the delinquent owner. In small Claims Court, we prepare the necessary paperwork for the judge's review and the client's court appearance thereby providing the HOA's claim against the delinquent owner.

Once judgment is received, file the necessary documents to perfect the HOA's judgment and perform all post judgment activities, such as preparing abstracts, processing paperwork for wage garnishment or levy of bank accounts.

We gather all necessary documentation for use by counsel in filing a Superior Court Complaint. We work with counsel to obtain the court judgment and perform all post judgment activities, such as preparing abstracts, processing paperwork for wage garnishment or levy of bank accounts.

Providing trustee services for the entire non-judicial foreclosure process,  from start to finish. We research to confirm that non-judicial foreclosure is the best route for collection and ensure that we have the Board’s approval every step of the way. We work with title and publishing companies to conform with the proper steps required to complete the process without any stress.

When necessary for skip tracing purposes, we utilize subscriptions to many data bases that can help determine the current address of a foreclosed owner, and/or whether the delinquent owner is employed. Having more information available will assist you in determining whether further efforts to pursue a foreclosed owner make sense.